I came to know that my credit report from Experian has some errors. Experian knows about these errors, yet there are still some remaining inaccuracies which make significant financial implications to my credit rating. In spite of resolving the issue with Experian's standard dispute resolution processes, the mistakes remain, and they have impacted my creditworthiness. I am now considering suing Experian for the errors on my credit report. In this context, how do I file a lawsuit against a credit reporting agency like Experian? What grounds can one generally sue on, and what role does the Fair Credit Reporting Act (FCRA) play? Do there exist specific standards to be met before starting a lawsuit, or rather what sort of evidence needs one to garner in order to have a robust claim?
Additionally, how typical is it for people to actually succeed in suing credit reporting agencies, and what options or…